New laws in effect make it an obligation to carry insurance. The new Law Hb2224 carries heavy fee if caught without insurance. Fees for driving without insurance are from 500 to 1000. It also carries other penalties of suspension of driver license, registration and plates. To avoid these fees and suspension it is recommended to carry insurance.
Car insurance protects you from personal liability should you be in an accident. If you are in an accident and you are at fault you can be held personally responsible for the costs of medical bills if a person is injured It can mean selling your home, selling your valuables and using your savings in order to pay the costs. It can also mean years of future payments in the event you cannot pay them all at once, which most people cannot do.
There are different types that you can choose from, depending on what your needs are. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. There are also policies that cover only damages caused by collisions with other vehicles or objects. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. This may include car damage or loss due to fire, hail, vandalism, or theft.
The last reason for having car insurance A car insurance policy can greatly benefit a regular driver like you. It is never to early too get one for your car. You may never be able to handle the regret if you realize its need a little too late
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