Posts Tagged ‘coverage’

Buying a new car?

Wednesday, February 24th, 2010

Buying a car?

Oasis Insurance works with over 100 auto dealers and car lots in Arizona. If you are shopping for a new car or a new too you car you can always stop by any of our 18 locations and we can give you a list of dealers that we work with that will give you some of the best deals you will find. We will even give you a discount on your insurance down payment for your new car. If you buy a car with someone that we do not work with, no problem. We will send someone out to meet you at the dealer or insure you by fax so you wont have to drive your new car uninsured. Call us to day! 480-649-8001 VALLEYWIDE in arizona or online at www.oasisinsurance.com and get up to 40 quotes at once! no obligation, no harassing phone calls!

Discounts for insurance

Thursday, December 10th, 2009

At Oasis insurance we always make sure that we apply any discounts we can to your policy so that you are able to get the cheapest auto insurance and home owner insurance policy possible in Arizona.
Some of the discounts that you can receive are:
Multi Policy (combining auto and home or auto and renters)
Multi Car (more than one vehicle on one policy)
Prior insurance (more than 6 months of continuous coverage)
even your job may give you a discount.

You SHOULD be requoting your auto insurance policy every 6 months to see if your prior insurance discount can save you even more money. Some companies will give auto insurance discounts for continuous coverage up to as much as 5 years. So the longer you keep insurance the better the discount. That does not mean you have to have the same policy, just no lapse in coverage.

Basic Full Coverage insurance in Arizona

Saturday, November 14th, 2009

When you go into an insurance agency and ask for “basic full coverage” do you understand what you are purchasing? Let me explain,that means most of the time you have purchased the lowest liability coverage availble which is Bodily Injury coverage at 15,000 per person, 30,000 per accident, and 10,000 property damage of others. Many refer to this coverage as BIPD. You have also purchased comprehensive which covers Fire, Theft and Vandalism, and Collision incase you vehicle is in a collision accident of any sort, a deductible is chosen anywhere from $100 to $1,500 which you are responsible for in order for the company to investigate & finish the claim process. THATS IT! You did not purchase Medical Payments for you or your passengers, Un-insured/Under-insured Motorist, Glass Coverage, Towing, or Rental…..You have asked for just the “basic”and that is what is sold to you per your request. This satisfies the state mandatory insurance coverage and most of the time the leinholder/finance company, but in all reality, if you were depending on your policy to have sufficient coverage and limits to cover you over and beyond, to not have to worry about getting sued, or put a lein on any assets you own incase it was a huge severe accident and many medical bills were incurred, or if you needed a vehicle to get you to work for a loaner car this is not the coverage you need . Please make sure next time you ask for “basic full coverage” you understand what your signature is agreeing too. Oasis Insurance would gladly help you with a good policy to cover all your insurance needs.

Oasis Insurance
3202 E Greenway Rd Ste1615
Phoenix, AZ 85037
http://www.oasisinsurance.com
ph:602-569-2323
Fax: 602-765-4563

Need a quote?

Wednesday, November 4th, 2009

There is an easy way that you can get better car insurance. Believe it or no, many people do not like the car insurance that they currently have in place due to price or service they receive. But instead of doing anything about it, they keep things the same month after month. Why pay for something that you do not like? This is a wast of money. With a few simple changes and one easy phone call to Oasis Insurance you can easily find yourself with a better car insurance policy and less stress in your life. So what is the magical formula for finding a better car insurance company? It’s no secret, you need to obtain multiple quotes from Oasis Insurance. In other words, if you think that there is something better out there, then there probably is, so you need to go out and find it. The best way to do this is by obtaining quotes from Oasis Insurance online or by calling one or our offices. Remember, your provider is not the only one around. What do I do with all of these quotes? Once you have a list of quotes, you can then see what other companies have to office. Do you see a policy with a better price? How about one at the same price but with more coverage. Here at Oasis we will give your best option for price and coverage. You don’t need to know a lot about car insurance to be able to compare your coverages to the quotes your receive. The information is self- explanatory, and all it takes is some time to go over each quote. The easiest way to find a better car insurance policy is to compare quotes to your current coverage. This is simple on the surface, and you will find that it does not get much more difficult. Soon enough you will know how good your car insurance policy is, and whether or not making a change will be for the better.

Basic Liabiltiy

Wednesday, November 4th, 2009

Basic liability is what the state requires on all vehicle that are registered in Arizona, it is basically to cover whatever bodily injury or property damage the insured has caused to another person. It is also to prevent the law enforcement from taking your vehicle if for any reason their was a traffic stop and you cold not prove, proof of insurance. Basic liability limits in the State of Arizona is 15000/30000 for bodily injury and 10000 for property.

Take out the middle man

Wednesday, November 4th, 2009

Have you seen that TV commercial?, flat out insulting your intelligence and any other person that specializes in any field ,you know the one where they say “it’s not rocket science”, and that you should go with them just because they say they are the best. Take this example if you need to change the brakes on your car do you go buy the pieces your self and install them.
If you have an illness that can’t be treated with a family doctor do you decide what specialist to go to, or you get advice from the family doctor to direct you to the right specialist.
So unless we take the time to study everything of anything, We need that guy that changes brakes for a living, that doctor that spend half his life getting the knowledge, Because in real life we need advice form people that are specialist in what they do, The middle man , At Oasis insurance we have processional Insurance agents that can help with your insurance needs, We sale over 40 insurance companies, we give you options, and having options is all ways a big factor on getting the best deal, We have Auto insurance, Commercial Auto, Business Insurance, Home Insurance, Renters. Our agents know the Insurance business , they know the Insurance companies and are pretty good at doing there job, and the best part is they work for you. So step in one of our locations and find out that not all insurance companies are the same just because they say so.

Enrique I Abularach
Office Manager,
Oasis Insurance
3024 W Van Buren #138
Phoenix, AZ 85009
phone(602)233-5500
fax(602)233-5550
www.oasisinsurance.com

Sports Instructors Liability

Wednesday, November 4th, 2009

Are you aware that at Oasis Insurance we offer coverage for sports instructors. This insurance program has been specifically designed to meet the unique needs of a U.S.-based sports instructor directly supervising an individual or a group engaged in sports-related skills. Please consider purchasing this coverage for many reason. For example, incase you are legally obligated to pay damages for bodily injuries to others or damage to premises rented to you resulting from your sports related skills. Another important coverage which this type of policy includes is coverage for professional liability-for wrongful acts (breach of duty, neglect, error, omission, misstatement or misleading statement in the discharge of the fitness activities) that occurs as a result of your sports-related skills instruction, and more. Please call any of our Oasis Insurance offices, we are located throughout the valley with several convenient locations to service all your insurance needs. Please note, there are some exclusions that may apply in order to qualify for this type of policy.